Freelance Fashion Illustrators : Lawrence, Massachusetts

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Sarah Lash - Freelance Accounting & Writing
0
Kudos
3.0
2 Skills
$20
Rate/Hr
I'm an honor student in my bachelor's degree at Liberty University (class of '16) and former honor student at Lone Star College. I have been accepted to Texas A&M to complete my master's degree in Business Analytics and Marketing, beginning in the fall of 2016. I am a freelance novelist, poet, and non-fiction writer. Upon request, I will send to prospective clients and students a sample piece of my work: a business ethics research paper written in my junior year of my undergraduate degree. It is complete with annotated references and APA formatting. I hold degrees in Accounting (A.S.), and Business Administration and Marketing (B.S.). My greatest strength, however, lies in my pen. I love to write; but even more, I love to teach others to write--and to write well! I teach writing, and I also write on a freelance basis. My expertise is in business/finance/accounting, and subjects of that nature, although I have written on everything from politics to religion. RESUME & Writing Sample: Summary Business Administration/Marketing graduate (May 2016). I am positive, hardworking, professional, energetic, and motivated. I have a strong background in sales and marketing, with additional experience in real estate, writing, and accounting. My academic goals for the future include obtaining my master’s degree from Texas A&M. Experience ~March 2015-Present~ Goldstar Financial Group/Efast Funding, Residential Mortgage Loan Originator ~Originate cash out, refinance, purchase, construction, and government loans ~Advise and consult with potential clients regarding loan options and products ~Train new hires ~Inside and outside sales ~Assist with marketing and website design ~Wrote technical website content ~August 2013-March 2015~ Mega Mortgage of Texas, Loan Officer/Processor ~Process and close interim construction, permanent, cash out, purchase, refinance, and government loans ~Provide exceptional customer service ~Explain loan products and advise potential clients of their options ~Manage loan process from application to funding ~Experience with unusual loan products, including SPEC construction and renovation loans ~Designed marketing flyers and advertising ~Feburary 2012-August 2013~ Goodwill Industries of Houston ~Work with softlines and hardlines ~Help to manage the appearance and layout of the floor ~Recognized for providing exemplary customer service ~Assist in training of new employees ~Cross trained in all aspects of store function Certifications ~January 2014~ Residential Mortgage Loan Originator, NMLS # 1147643 Education Liberty University Online, Bachelors of Science, Business Administration with an Emphasis in Marketing ~4.0 GPA ~Recognized for academic excellence by the Delta Mu Delta Honor Society ~Complete classes at night and on the weekends (available 8-6 Mon-Fri) ~Expected to graduate Summa *** Laude in May of 2016 ~ Three semesters of Accounting & Corporate Finance taken toward an A.S. in Accounting ~Achieved excellent grades in accounting and started an online study group/tutoring for accounting in Jr year of undergraduate degree Champions School of Real Estate ~RMLO Prelicensing Course Skills MS Word, Access, PowerPoint, Excel, and Outlook Accounting Design/Art Social Media Marketing CRM Marketing/Customer Service Computers/Technology/Databases Residential Mortgage Loans Credit Analysis Sales Writing Communications Public Speaking Marketing Research Mathematics Tutoring/Teaching Negotiation Contracts Writing Sample What is APR? Sarah E. Lash, RMLO Congratulations on buying a new home! Having fun yet? Well, you would certainly like to be—but the home buying process is notoriously stressful. Not only are you dealing with issues like school districts, neighborhoods, prices and yard size—your head’s probably spinning at this point with terms like FHA, USDA, interest rates, bonds, points, jumbo, conventional, Fannie Mae, Freddie Mac, and a host of other things that might as well just be in Latin. Oh, yes, and that bizarre acronym that nobody seems to know how to pin down—APR. Let’s take a quick tour into the world of mortgage acronyms and uncover some details about this elusive character. Chances are, you took one look at your Federal Truth-In-Lending statement that your loan officer sent you and wondered how much more confusing one document could possibly be. A jumble of dates, times, numbers, costs, and percentages doesn’t help explain much. Probably the most puzzling piece of this document was the two different “interest rates” that you saw near the top. Your loan officer may have told you that you were getting a 3.875%. Well, why then are you seeing a 3.990% APR at the top of this page? APR is entirely different from your interest rate. The letters stand for Annual Percentage Rate, and this rate is required to be disclosed alongside your interest rate. While your interest rate is part of your annual percentage rate, that’s only one piece of it. At its simplest, APR is a cost of your credit expressed as a yearly rate. Let’s say you went to get a loan from a friend for $500. You’re going to borrow the money for a year, and then pay it back. Your friend tells you that she won’t charge you any interest. You’re so excited. Since she’s such a good friend, she’s going to give you the money interest-free—but, she adds—with a $50 up front charge. That changes things. You thought at first that you were getting the money interest free. However, your friend just effectively made that $500 pretty expensive for you. So while you have a 0% interest rate—you actually have a 10% APR ($50 divided by $500). That loan that your friend is giving you is costing you 10% of the loan amount per year that you have it, even though she is not charging you anything in interest. We are including in our calculation of APR all costs of the loan, not just any interest that she would charge you. So what up-front charges are included in mortgage APR? There are a few things that would be included in that calculation. Among them are: - Any loan origination fees charged - Points charged for a specific interest rate - Broker fees - Mortgage Insurance (PMI) - Doc Prep fees - Flood Certification Any fees that would be incurred whether or not the home was purchased with cash or with a loan would not generally be included in the calculation of APR. Happy house hunting! Until next time, Sarah
Houston, Texas, United States
Tim Howley - Freelance Copywriting & Newsletter Writing
0
Kudos
5.0
2 Skills
Ask
Rate/Hr
Tim Howley 1780 Iris Way Escondido, CA 92027 Phone: 760-739-0332 e-mail: t.howley@cox.net Website: www.timhowleycopywriter.com Present Position: Editor/Publisher, Lincoln and Continental Comments, the national publication of the Lincoln and Continental Owners Club. I have held this position for over 10 years. It consists of writing, editing and Desktop Publishing of a 64 page bi-monthly magazine. This is not a full time position. It is a freelance position that pays approximately $3,000 an issue. Freelance copywriting clients during the past 10 years. Try-J Advertising, Carlsbad, California. Automotive Dealer. Sexton Communications, San Diego, California. New business presentations. Ted Millan Advertising, San Diego, California. Automotive Dealers, Restaurants, Financial/Banks. Mid-Range Computing, Carlsbad, California, Software package copywriting. Nystrom Advertising, San Diego, California, Automobile Dealer Association. Batista Automotive, Ontario, California, automobile restoration shop, writing newsletters, press releases, videos, ads and brochures. Freelance writer for Collectible Automobile, Chicago. Freelance writer for Hemmings Special Interest Autos, Bennington, Vermont. Loran Kelley Enterprises, Motor Homes, brochures and promotional material. 1982-1984: Full time copywriter, Ketchum Communications, San Francisco, California. Accounts, Bank of America, Ciba Geigy Ag Chemicals, Pacific Gas and Electric. 1977-1981: Full time copywriter for Phillips-Ramsey Advertising, San Diego, California. Accounts: San Diego Zoo and Wild Animal Park, Pacific Gas and Electric, Diawa Fishing Tackle, various banks. 1968-1976: Full time copywriter for Clinton E. Frank Advertising, San Francisco, California. Accounts: Pacific Southwest Airlines, KGO-TV, Princess Cruises, Toyota Dealers Associations, Mother’s Cookies, Sunmaid Raisins and Sunsweet Prunes. Other information: I hold a Bachelor of Arts degree in Journalism from the University of Minnesota. Married, four grown children. I am highly skilled in Quark Xpress and Photoshop. Tim Howley 1780 Iris Way Escondido, CA 92027 Phone: 760-739-0332 e-mail: t.howley@cox.net Website: www.timhowleycopywriter.com Present Position: Editor/Publisher, Lincoln and Continental Comments, the national publication of the Lincoln and Continental Owners Club. I have held this position for over 10 years. It consists of writing, editing and Desktop Publishing of a 64 page bi-monthly magazine. This is not a full time position. It is a freelance position that pays approximately $3,000 an issue. Freelance copywriting clients during the past 10 years. Try-J Advertising, Carlsbad, California. Automotive Dealer. Sexton Communications, San Diego, California. New business presentations. Ted Millan Advertising, San Diego, California. Automotive Dealers, Restaurants, Financial/Banks. Mid-Range Computing, Carlsbad, California, Software package copywriting. Nystrom Advertising, San Diego, California, Automobile Dealer Association. Batista Automotive, Ontario, California, automobile restoration shop, writing newsletters, press releases, videos, ads and brochures. Freelance writer for Collectible Automobile, Chicago. Freelance writer for Hemmings Special Interest Autos, Bennington, Vermont. Loran Kelley Enterprises, Motor Homes, brochures and promotional material. 1982-1984: Full time copywriter, Ketchum Communications, San Francisco, California. Accounts, Bank of America, Ciba Geigy Ag Chemicals, Pacific Gas and Electric. 1977-1981: Full time copywriter for Phillips-Ramsey Advertising, San Diego, California. Accounts: San Diego Zoo and Wild Animal Park, Pacific Gas and Electric, Diawa Fishing Tackle, various banks. 1968-1976: Full time copywriter for Clinton E. Frank Advertising, San Francisco, California. Accounts: Pacific Southwest Airlines, KGO-TV, Princess Cruises, Toyota Dealers Associations, Mother’s Cookies, Sunmaid Raisins and Sunsweet Prunes. Other information: I hold a Bachelor of Arts degree in Journalism from the University of Minnesota. Married, four grown children. I am highly skilled in Quark Xpress and Photoshop.
Escondido, California, United States
Karen Law - Freelance Video Editing & Audio Editing
0
Kudos
3.5
2 Skills
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Rate/Hr
Hiu Tung Karen Law (An international student from Hong Kong, studying BA(Hons) Media Practice in University of the West of England, Bristol) Phone (mobile): 07780142564 Email Address: ht_law914@yahoo.com.hk Education 2002-2009: St. Teresa Secondary School 2009 - 2011: The Hong Kong Polytechnic University: Higher Diploma in Multimedia Design and Technology 2011 - 2013: University of the West of England: BA(Hons) Filmmaking and Creative Media Computer Skills Operating systems (Windows, Mac OS) Microsoft Office Adobe CS4 (Photoshop, Illustrator, InDesign, AfterEffects) Video Editing: Adobe Premiere Pro, Apple Final Cut Pro 7 3D software: Maya Typing: English, Chinese Languages Cantonese (first language), Mandarin, English (spoken and written) 1) Showreel (2010) The work I did when I was studying in Hong Kong. Some of them are group projects, like stop-motion animation. I was the editor in most of the projects. http://www.youtube.com/watch?v=iW7icBpjIW0 2) Pill Man (7/2010) It was a group project during my studies in Hong Kong. It's about a character who tries to take drugs, he falls into a fantasy world immediately, but soon after he faces the real situations of taking drugs. I was the editor for this project, I editted the film and added some simple visual effects. http://www.youtube.com/watch?v=d7Q6qT3AIU4 3) Experienced it! (5/2010) http://www.youtube.com/watch?v=gmh6qfap5Ts
Bristol, Bristol, United Kingdom
David Mayor - Freelance 3D Animation & Animation
1
Kudos
5.0
2 Skills
$24
Rate/Hr
I am primarily a 3D Character Developer. I currently live in Manchester and have been employed in various freelance jobs surrounding Manchester including modelling characters and stage props and also advertising work using 2d and 3d elements for illustration/concept design advertisements. I use Maya, Illustrator and After effects combined to send preliminary work through to finished high quality renders speedily using a Dropbox account to the employer.
Manchester, Lancashire, United Kingdom
Mike Hall - Freelance Music Composition & Music Production
0
Kudos
5.0
2 Skills
Ask
Rate/Hr
I have over 20 years experience in sound design, composing, producing, engineering and mastering music for a vast variety of musical styles. I have worked in many forms of media that include audio cds/vinyl, film/video, and gaming for projects all over the world. I have a huge passion in what I do involving the creation of music for myself and others. I shall continue this passion working with others worldwide to help develop the best Artistic Visions of Sound. https://www.youtube.com/user/MikeHallComposer/videos
Bettendorf, Iowa, United States
Mark Lester - Freelance Comic Art & Cartooning
1
Kudos
4.0
2 Skills
Ask
Rate/Hr
I sold my first professional piece at twelve. A cartoon I sold to a car modeling magazine for six dollars. From there the work, while never exceptionally plentiful, never really stopped either. I opened an art studio in the late nineties along side my brothers Ken and Rich. Together we worked on just about everything that has anything to do with art and / or the web. Our site, named after our studio, Five-Star.com has been online for more than a decade. My first web strip, “The Paperboy” made it’s debut around 1993, making it one of the first web strips created. My art work and writing has appeared professionally in various newspapers, books, magazines and comics around the world over the past few decades including, but not limited to; Ripp Off Press, Calibre Press, Big Bang Comics, Day One Comics, After Dark, Liquid Magazine, Manga Quake, Dime Store Press, as well as work published through my own company, Five Star Comics. In addition to print, my work as appeared on dozens of different web sites as artist, writer and / or designer. I’ve done cartooning, comic strips and comic books, book illustrations, designed merchandise as well as story boarding, advertising and programming. The single project I am most well known for is “The Lost Book” and a character named Morgan Stone. A well named book if ever there was one. I enjoyed a minor bit of success with a second web strip I did called, “Altered Ego”. A strip about a struggling, slightly arrogant artist. Not wholly un-autobiographical.
Grand Rapids, Michigan, United States
Carole Stewart - Freelance Proofreading & Research
0
Kudos
5.0
2 Skills
$25
Rate/Hr
RESUME CAROLE STEWART 200 Mason Dr., Apt. 211. Whitby ON L1N 2B1 905-493-1554 stewart.carole1@gmail.com OBJECTIVE To secure an office, or preferably, freelance position in which my technical, organizational, and people skills can be utilized. EXPERIENCE 2007 to Present 2008 - 2015): Freelance Editor/Proofreader - Computer Composition of Canada. 2006-2007 - Business Website (California) Editor - I took the standard procedures of a business website and checked them for proper syntax and spelling plus changed them as necessary to make them more reader friendly; formatted them to a standard so that they all were similar in appearance; identified those that were essentially the same and flagged those to be reconsidered and removed if necessary. There were 200+ procedures that I worked on. 2004-2005 Finance - FSCO (Manpower) Dispute Resolution Group Mediation Assistant - Clerical and administrative assistance to the mediation unit of the Dispute Resolution Branch of the Ontario Insurance Commission; preparing working paper files; searching database for related files. 2003-2004 – Lloyd’s Landscaping (Pickering) Contract Admin/Receptionist - Responsible for general receptionist duties and preparation of contracts. 1991-2003 - At Home Mom (Whitby) - Raised my daughters, police volunteer. 1990-1991 - Butterworths (Unionville) Editor - Responsible for library and major loose-leaf publications. 1965-1990 - Carswell Company (25 years)(Scarborough) Chief Production Editor (10 years); Senior Secretary (10 years); Technical Editor, Production Editor, Managing Editor (5 years) EDUCATION Oakville Trafalgar HS (Business Law) National Institute of Broadcasting (commercials) Microcomputer Course, Diamond Management Institute Computer Courses in Windows, Internet, E-mail TECHNICAL SKILLS Microsoft Word, PSP (Paint Shop Pro - working with graphics) PERSONAL QUALITIES I am a detail-oriented, reliable, team-oriented individual with excellent people skills. I am a quick learner with a positive approach to life. INTERESTS Church Choir, Computer work, socials with my friends, music.
Whitby, Ontario, Canada
Aaron Sawyer - Freelance Audio Production & Voiceovers
0
Kudos
3.5
2 Skills
$20
Rate/Hr
I'm a 29 year old, male. I currently work as the Noon News anchorman for WBTN 1370 AM out of Bennington, VT. I also do voice over work for many of the commercial and promotional spots already on air. I'm a non-union voice talent, with the ability to record locally. Turn around rate is excellent.
United States
Julie Donec - Freelance Drawing & Portrait Art
0
Kudos
5.0
2 Skills
$50
Rate/Hr
Awards 2014- Juried Acrylic Works Finalist, Northlight Books February 2015 edition 2009- Neopoprealism Starz: 21st Century Art, 2nd Volume 2008- Canadian Brushstroke Still Life/Flower Competition - Finalist 2007- PACE 2007 Exhibition Merit Award 2005 -7th Annual Judeo-Christian Art International Exhibition - Honorable Mention 2004- Art Challenge Merit Award 2003- Glenhyrst Gallery Juried Show- Artist of Choice 1996- Greer Gallery Group Show - First Prize 1994- JHF Productions Limited - Best Design 1993- Canadian Mental Health Association-Artist of Choice -Glenhyrst Gallery Juried Show – Honorable Mention 1990- Gallery Lumineer Miniature Show – Honorable Mention 1991- Planetree Gallery Christmas Show- Second Prize 1992- International Miniature Show, Del Bello Gallery - Honorable Mention 1986- Arts Alliance Gallery Print Show -Third Prize Solo Exhibitions 2014 – “Rodeo Show” Teresa Seaton Studio and Gallery, Burlington, Ontario - “Instructors Exhibition Art Gallery of Burlington, Ontario 2003 - “New Works” Earl’s Court Gallery, Hamilton, Ontario 1998- “Angel and Devils” Sanctuary, St. James Church, Dundas, Ontario 1990- “Children’s Stories” Planetree Gallery, Burlington, Ontario 1989- “New Works” Central Library, Burlington, Ontario Selected Group Exhibitions 2014- 8 x 8 Exhibition, Sketch Gallery, Hamilton, Ontario 2014- Instructors Exhibition- Art Gallery of Burlington, Burlington, Ontario 2013- 8 x 8 Exhibition, Sketch Gallery, Hamilton, Ontario 2012- Miniature Exhibition, Sketch Gallery, Hamilton, Ontario 2012- 8 x 8 Exhibition, Sketch Gallery, Hamilton, Ontario 2012- Burlington Art Centre Annual Auction, Burlington, Ontario 2011- Burlington Art Centre Annual Auction, Burlington, Ontario 2011- 8 x 8 Exhibition, Sketch Gallery, Hamilton, Ontario 2010- Neopoprealism Starz: 21st Century Art, 2nd Volume, ******* as a High Selected Group Exhibitions, cont’ 2009- Artistic Aspiration -BAC Instructor Exhibition - Emerging Layers Group Show, The Pearl Company, Hamilton, Ontario 2007- Canadian Portrait Academy 10th Anniversary Annual Exhibition, Amherst, Nova Scotia 2007- PACE 7th Annual Competition, Indiana, U.S.A., Tour 2007- St. Clair College Auction, Chatham, Ontario 2006- Canadian Portrait Academy 9th Annual Show, London, Ontario 2006- St. Clair College Auction, Chatham, Ontario 2005- 7th Annual Judeo-Christian Art International Exhibition 2004- St. Clair College Auction, Chatham, Ontario 2002- Dundas Valley Auction, Dundas, Ontario 2000- Gallery Moos, Toronto, Ontario 1999- Burlington Art Centre Annual Auction, Burlington, Ontario 1998- A Public Hanging, Hamilton, Ontario 1997- An Affair of the Art, Hamilton, Ontario 1996- Greer Gallery Group Show, Burlington, Ontario 1995- Aquafest, Hamilton, Ontario 1994- Gallery 48 Group Show, Toronto 1993- Glenhyrst Gallery Juried Show, Brantford, Ontario 1992- Hittite Gallery International Group Show, Toronto, Ontario 1992- Kool Art Auction, Hamilton, Ontario - Planetree Group Show -Ontario Pastel society Show ‘Purely Pastels’ 1990- Burlington Cultural Centre Auction - Dundas Valley Auction - Del Bello International Miniature Show 1989- Planetree Miniature Show 1987- Vancouver, British Columbia -Arts Alliance Print Show, Courtenay, British Columbia 1985- Comox Valley Women’s Show, Courtenay, British Columbia -Backdoor Gallery Mixed Media Show Courtenay, British Columbia Collections Royal Bank Canada, Toronto, Ontario Union Gas Company, Toronto, Ontario Hamilton Chamber of Commerce, Hamilton, Ontario Canadian Mental Health Association, Oakville, Ontario Canadian Lung Association, Oakville, Ontario Performance Coaching Incorporated, Toronto, Ontario Kyocera Canada, Mississauga, Ontario Joseph Brant Hospital Foundation, Burlington, Ontario Halton Peel Regional School Board, Burlington, Ontario Hamilton Spectator Newspaper, Hamilton Ontario Hamilton and Wentworth Catholic Separate School Board, Hamilton, Ontario Burlington Parks and Recreations Department, Burlington, Ontario Planetree Gallery, Burlington, Ontario Collections, cont’d Marci Lipman Gallery, Toronto, Ontario Artworx Incorporated, Toronto, Ontario S. Otani, Kyoto, Japan R. Schmidt, Berlin, Germany Articles and Reviews Emerging Layers- The Spectator, Regina Haggo, 2011 Kool Art auction- The Spectator,Jane Grant- Henderson, 1992 Go Show- The Spectator, Judi Burgess, June 1991 Twilight Zone- Anne West, April 1992 The Burlington Post- Lois Crawford, June 1, 1990 The Spectator – Margaret Langton, December 14, 1993 The Expositer- Gary Burns, September 25, 1993 The Spectator- Jeff Mahoney, January 12, 1994 The Spectator- Elaine Hujar, December, 1998 Lectures and Appearances Suzuki School of Music/McMaster University, May 16, 1995 Hamilton and Regional Catholic Separate School Board- Mural Making Madness, May 1995 and 1996 Education McMaster University, Hamilton, Ontario- continuing towards BFA Burlington Cultural Centre- Portraiture Emily Carr College of Art and Design- second year completed Emily Carr College of Art and Design/Florence, Italy- scholarship study program North Island College, Courtenay, British Columbia- Printmaking
Burlington, Ontario, Canada
Nomsa Nkosi - Freelance Blog Writing & Report Writing
0
Kudos
3.0
2 Skills
Ask
Rate/Hr
name is Miss Medilade Nomsa Nkosi and I am currently 25 years of age. I completed my BA: Psycholgy degree in the university of Johannesburg Kingsway campus (RAU), majored in sociology and anthropology. In my studies I have obtained a certificate of completing a research study in sociology research study 3c. The course covered research design, Questionnaire construction, drafting an interview schedule, transcription of recorded data, coding and capturing of data, data analysis and reporting data. I am a self self-reliant person with energy and very good ethic conduct and social skill, eager to learn more and also to use my strength in contributing to the company’s progression. I am also a good team player, hard worker and can adapt easy to changes and new environment I have no doubt that with the acquired skills and personality traits that I will immensely add value to the company.
Johannesburg, Gauteng, South Africa