Ridwaan Olivier

Freelance Business Consultant & Project Manager

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Location:South Africa
Profile:https://www.freelanced.com/ridwaanolivier
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CURRICULUM VITAE
Ridwaan Olivier
Nationality South African
Languages English, Afrikaans, Arabic, French(conversational).

Highest Academic Qualifications

• Bachelor of Commerce (Financial Risk Mgmnt/Information Technology) UNISA (2003)
• Diploma in Datametrics (University of South Africa) (2001)
• Diploma in Systems Analysis and Design (FTI, Cape Town 1998)
• Diploma in COBOL Programming (BCH, Cape Town 1991)
• Banker’s Academy – Subject Matter Expert (October 2010)
• Bachelor of Arts Degree (Language and Culture) – Arabic (currently studying)
• PMP – Project Management Professional (PMI Project Management Institute Certified)

Latest Project Achievements

I perform consulting work as a Senior Risk Advisor / Project Manager for the Credit Risk I.T. Business component for Investec Bank in Johannesburg South Africa. I have been in this project management role since July 2005 and have worked on numerous projects in the bank. I report to the programme manager on a weekly basis and have regular update meetings with my teams and the various steering committees on which I sit and to whom I report into.

I have worked with the Waterfall as well as the Agile methodology of systems delivery, and am also very familiar with the SDLC (Systems Development Life Cycle). For my last two projects I have been using the Agile methodology and this has allowed us to deliver projects speedily and with accuracy. My responsibilities as project manager varies per project, however they cover the following areas:
• Scope Management, project initiation, project execution
• Cost, Time, Quality and Resource Management for the project resources and deliverables
• Communication management, Risk management as well as implementation Management

Latest Project -Private Bank UK Credit Risk Application

I completed a full scale enhancement of an existing Credit Risk High Value Application (focussing on the high value Property Applications for Investment and Development Deals). The business users are London based and the development took place in South Africa. I managed the project from end to end, including the projects initiation, planning, execution, monitoring as well as project completion. The systems design, database design, system development and unit testing were done in SA. The integration testing, user acceptance testing and final user signoff was all done in London.

The final system implementation was done in South Africa with checking of the implementation in London, Belfast, Pune (India) and Johannesburg. Implementation took place over a weekend.

This project was completed in 3 months and done within budget, scope, time and with the requisite quality. We had to work against very tight deadlines from the business and I.T communities, and this was done with a committed project manager and a motivated team.

Counterparty Risk Project
Another project I played a role in was the Counterparty Master Data project – this project aimed to align the counterparties across the bank in order to satisfy regulatory needs like AML (anti money laundering) as well as in house data cleanup strategies like the KYC (Know Your Client) initiatives.

This project focussed primarily on the Counterparty, his supporting data, his structures as well as related direct and indirect linkages (and exposures) to other Counterparties within the bank and outside of the bank. This information is vital due to the interconnectedness of counterparties and how they can add to the overall risk to the bank – which can be quantified in the Large Exposure Reports as required by the Regulatory Authorities. This information can also feed into exposure evaluation and ICAAP processes as well as the Credit Evaluation and Granting processes, where it can be used to evaluate the risk introduced by counterparties to a contract. This project took 10 months to complete and added value in the bank’s understanding of the counterparty risk associated to deals.

Credit System rewrite project

I project managed the full scale implementation of a new Credit Risk Management Solution that facilitates the decision making process to approve lending deals across the bank in the various geographies (South Africa and Europe). This project was completed in 15 months and done within budget, scope, time and the requisite quality. This project initiated with the aim to save the company money, thus all the decisions were reviewed with a strong cost focus. I needed to make decisions that would save the company money in the long term, yet not compromise service delivery in the short term.

I managed the project from initiation, weekly feedback meetings, monthly steercomm meeting as well as general feedback to the stakeholders. The team was primarily in SA however there were parts of the development which was done offshore, thus needing management of the offshore team in Pune India.

Large projects and implementations

Since 2005 I worked on the BASEL II project for Investec Bank and was involved in the delivery of rating models for the programme. I worked with Corporate, Bank, IPRE as well as investment and commercial model developments. These models were built with consultants from Deloitte’s, Oliver-Wyman and Moody’s. We worked together to build, verify and validate the correctness of the various models. I worked with in-house built, Excel as well as off the shelf model software.

Market and Balance Sheet Risk

I have worked on various projects on Market risk business and ALM risk business. I gained experience in these areas mainly through system implementations as well as working with the different products, their calculations and stress methodologies. Whilst working on these projects also looked at how the risk areas will be able to leverage off each other’s strengths – especially with reference to how the risk types are converging, especially the Credit and Market risk areas.

Work Experience

Company Name : Olivier Consulting
Time Period : 1 Jan 2008 – Present date.
Designation : Senior Risk Advisor / Project Manager

Company Name : Investec Bank Limited (100 Grayston Drive, SANDTON)
Time Period : 1 July 2005 – 31 Dec 2007.
Designation : Financial Project Manager / Senior Analyst Team leader
Area : Group Risk Management Systems
Technologies : Credit Risk Management System, Risk Watch, RiskPro, ACLM.

Knowledge required for the role includes:
• Project management skills
• Counterparty knowledge – knowing the different role players and their associated data
• Product knowledge – working with all of the bank’s products from the Securities, Borrowing and Lending products through to the CDO’s and Equity Derivatives used to minimize risk.
• Business Process knowledge – an in depth understanding of this is required
• Banking Practices knowledge – to understand the different bank environments and the factors influencing them

1. The role required detailed and focussed interactions with the business units as well as the Credit Management stakeholders by way of scoping sessions in order to clarify the project.
2. Project initiation documentation was created and project scope confirmed.
3. The business requirements were documented and confirmed prior to the systems development.
4. The Project schedules were set up and the resources were allocated to the various tasks.
5. The functional specification was created and the relevant stakeholders signed off.
6. Technical design sessions were arranged and the Technical teams were involved to look at how the solution would be put together.
7. The technical specification was created and the technical teams signed off on the design as well as the implementation.
8. The development was managed and the software was released into the Development, User Acceptance Environments for the users to test the software and processes.
9. Once sign off was obtained, the modules were moved into the Production Environment.
10. Post project completion, a Project Close down meeting was held and a complete hand over was effected.

The role requires the following skills competencies:
1. Interaction with the Financial Risk Managers to determine risk team priorities from a project management and business perspective, and prioritising them in accordance to the business need.
2. Translating financial risk business requirements into documents that will be easier understood by technical specialists and technical writers and serve as input to projects.
3. Communication with the various Risk Managers about issues regarding the data systems and the possible impact(s) of these systems malfunctioning.
4. Actively participating in strategic and planning sessions with Risk Management.
5. Involved on a daily basis with various role players in the greater Financial Risk Technology team in order to facilitate the timely delivery of project deliverables.
6. Assisting the Financial Risk Technology and Infrastructure teams with the creation of administration and data storage capabilities, as well as looking at process flows and ways to improve them.
7. Business Analysis, process documentation and re engineering of business processes, in order to streamline process and data flows, and to identify inefficiencies as well as to suggest improvements (this also entails database re design and testing).
8. Creation of business requirement specifications and documentation pertinent to the internal financial risk processes, as well as documenting workflows that have been changed and/or improved.
9. Supporting of the Risk Managers and Risk Specialists with measurement, analysis, research and development regarding financial risk management instruments, valuations and reports.
10. Performing the role of an embedded Risk Manager and reporting to the Operational Risk areas with various responsibilities.
11. Interaction with Group Audit on the execution of the yearly internal audits.
12. Interaction with the External auditors when information or clarity of processes are required.
13. Interaction with the SARB (SA Reserve Bank) to discuss internal controls and risk management regarding the internal systems and processes.

Strengths required to perform these functions include:
1. Good project management, written and oral communication skills
2. Good Financial and Financial Risk management knowledge and skills.
3. Good interpersonal skills, good negotiation skills, good relationship building skills
4. Good communication, facilitation and presentation skills, as I needed to report findings to project stakeholders and the steering committees.
5. Specialist knowledge of Financial Risk Management, BASEL 2, Risk Management techniques.
6. Knowledge of Financial Risk Management Software (Risk Watch / RiskPro / ACLM )
7. Knowledge of Financial Engineering concepts such as Derivatives, Capital markets, financial instruments, volatilities, valuation models and techniques.

Product knowledge gained includes:
• Lending products – home loans, corporate loans, development loans.
• Banking Products – loan accounts, credit cards, investment accounts.
• CDO’s, FX Products – Spot and Forwards
• Equity Products – Derivatives, Baskets, Shares, IR, Wholesale.
• Fixed Income Products – Bonds – Government and Corporate

Process knowledge gained includes:
• My in depth work with the centralized Credit Areas allowed me to gain a detailed knowledge of the various Credit Processes, from the initiation through to the completion of the credit requests, as well as the post credit functions like the Covenant Management and Mitigant management.

• Working with the Market Risk Teams has allowed me to gain experience in the various products as well as the measures in place, like mark to market of positions, the different VAR (Value at Risk ) calculations, as well as the different stress scenarios used to predict the future.

• My work with the Balance Sheet Risk Management team focussed mainly on the Interest Rate processes as well as the Liquidity risk management processes – both vital functions for the longevity of the bank as well as the banking industry as a whole.

Project Management knowledge gained includes:
• Project Scoping and definition management.
• Creation of project plans and project schedules.
• Resource allocation and management of resource deliverables.
• Monitoring of the processes, identifying the various risks and the driving of the project delivery.
• Measuring the delivery against specific milestones and time frames.
• Reporting of the various statuses to the project steering committees and other stakeholders.
• Management of the various teams and the driving of their project deliverables.
• Management of the development processes through to the testing of the final product.
• Management of the implementation of the project into the Production Environments.
• Project closure management as well as lessons learnt documentation.

Business Analysis knowledge gained includes:
• Analysis of the different requirements and the differing needs within the various areas.
• Analysis of the different processes used to achieve the various requirements within the different areas.
• Creation of business and functional specifications.
• Understanding of the processes and seeking ways to improve and streamline.
• Understanding the strategic intent of the different areas and creating a framework in which they can achieve this within a realistic time and with relative ease.
• Working with the different team members in order to understand the impact of their requests and to plan accordingly.

Company Name : Corporate and Investment Bank –Standard Bank (Johannesburg)
Time Period : 1 January 2004 – 30 June 2005
Designation : PM (Financial Risk I.T Systems/PM/Business Analyst)
Area : Middle Office Risk Management Systems (Market Risk)
Technology : Risk Watch, Murex Risk Systems based on Unix Environment(s).

My main responsibilities include the following:
1. Interacting with the Financial Risk Managers and Risk Analysts in order to determine the project management requirements from a business perspective, and prioritising them in accordance to the business needs.
2. Translating financial risk business requirements into documents that will be easier understood by technical specialists and technical writers and serve as input to projects.
3. Ensuring the timely arrival of correct data feeds from the various source systems.
4. Running of ad-hoc project eg: Data Migration, and working closely with technical specialist like DBA’s and other project resources.
5. Ensuring that the reports (VAR etc) that facilitate the Financial Risk processes are correct and available at the appointed time.
6. Communication with the various Risk Managers about issues regarding the data systems and the possible impact(s) of these systems malfunctioning.
7. Actively participating in planning sessions with Risk Analysts when they discuss the planning, executing and review of new data feeds or other data that is required in order for them to do the financial risk management.
8. Involved on a daily basis with various role players in the greater Financial Risk Technology team in order to facilitate the timely delivery of project deliverables.
9. Assisting the Financial Risk Technology and Infrastructure teams with the creation of administration and data storage capabilities, as well as looking at process flows and ways to improve them.
10. Analysis of financial risk systems and business process flows, in order to ascertain if there are any improvements that can be made in the systems, and to find ways to eliminate any redundant processes.
11. Business Analysis, process documentation and re engineering of business processes, in order to streamline process and data flows, and to identify inefficiencies as well as to suggest improvements (this also entails database re design and testing).
12. Facilitating JAD / RAD sessions with users in order to facilitate that the correct business requirements are communicated, and to understand and document the business definition of project(s).
13. Creation of business requirement specifications and documentation pertinent to the internal financial risk processes, as well as documenting workflows that have been changed and/or improved.
14. Supporting of the Risk Analysts and Risk Specialists with measurement, analysis, research and development regarding financial risk management instruments, valuations and reports.

Strengths required to perform these functions include:
1. Good project management, written and oral communication skills
2. Good Financial management knowledge and skills.
3. Good interpersonal skills, good negotiation skills, good relationship building skills
4. Specialist knowledge of Financial Risk Management, BASEL 2, Risk Management techniques.
5. Knowledge of Financial Risk Management Software (Risk Watch / Murex)
6. Knowledge of Financial Engineering concepts such as Derivatives, Capital markets, financial instruments, volatilities, valuation models and techniques.


Company Name : Woolworth’s (Cape Town)
Time Period : July 2003 – December 2003
Designation : Senior Analyst: Business/Systems
Area : Financial Systems/Retail Analysis
Technology : Unix (AIX/SCO), Linux, Windows – Client/Server environment.

My main responsibilities included the following:
1. Interacting with the Business Managers in order to determine data requirements.
2. Analysis of business processes that ensured the correct application of processes across the entire business unit.
3. Project managed the rollout of the Stock update system across the Woolworth’s group of stores. This entailed liaison with management and remote connectivity to each of the various stores.
4. Creation of the infrastructure for the source verification system (SCCS) that was rolled out to the development machines in order to ensure proper source and change management processes.
5. Communication with the various Business Managers about issues regarding the data systems and the possible impact of projects and deliverables.
6. Creation of business optimisation project definition, business specifications as well as technical documentation that covered areas like database design, software development and system integration/system implementation.

Strengths required to perform these functions include:
1. Good communication skills
2. Interpersonal Skills, good negotiation skills, good relationship building skills
3. Good Facilitation Skills.
4. Presentation Skills
5. Joint Application Design / Rapid Application Design, database analysis and design skills
6. Business requirements analysis skills.

Company Name : IO Software Solutions (Cape Town – I.T Consultant)
Time Period : July 2000 – June 2003
Designation : Systems/Business Analyst
Technology : Unix (AIX) and Linux for the Creditors (Financials)
Project : SAP MM & Logistics Warehouse Team

My main responsibilities include the following:
1. Interacting with the Accountants and other Business Managers in order to determine data requirements.
2. Interacting with SAP consultants from PWC (MM Specialists) in order to determine configuration requirements.
3. Analysis of business processes that ensured the correct application of accounting and material management processes across the entire business.
4. Mapping of the old database to the one used on the SAP MM System, this entailed detailed interaction with the business users in order to clarify the mapping process and to ensure correct mapping of data in order to replicate functionality.
5. Project managed the rollout of the mapping system to the new SAP MM System.
6. Development, testing and implementation of the new database system using development tools.
7. Communication with the various business managers about issues regarding the new system.
8. Documentation of business processes, business specifications as well as technical documentation that covered areas like database design, technical training on the software systems
9. Creation of detailed documentation regarding the unit testing, system integration and system implementation.

Strengths required to perform these functions include:
1. Good communication skills
2. Interpersonal Skills, good negotiation skills, good relationship building skills
3. Good Facilitation Skills.
4. Presentation Skills
5. JAD/RAD, business requirements analysis skills.
6. Business Process Reengineering skills.

Company Name : Time Quantum Consulting (Cape Town – I.T Consultant)
Time Period : Jan 2000 –Jun 2000
Designation : Senior Analyst (Business & Systems)
Project : SAP (MM) Interface Project
Technology : UNIX (SCO) and Unix (AIX)

My main responsibilities include the following:
1. Interacting with the Business Managers in order to determine data requirements.
2. Analysis of business processes that ensured the correct application of processes across the entire business unit.
3. Project managed the rollout of the systems to new retail sites. This entailed liaison with management and remote connectivity to each of the various sites.
4. Development, testing and implementation of systems using Unix, SQL, 4gl and other development tools that was rolled out to the production system machines.
5. Communication with the various Business Managers about issues regarding the data systems and the possible impact of projects and deliverables.
6. Documentation of business processes, business specifications as well as technical documentation that covered areas like database design, software development and system integration/system implementation.

Strengths required to perform these functions include:
1. Good communication skills
2. Interpersonal Skills, good negotiation skills, good relationship building skills
3. Good Facilitation Skills.
4. Presentation Skills
5. JAD/RAD, business requirements analysis skills.
6. Business Process Reengineering skills.

Company Name : Time Quantum Consulting (Cape Town – I.T Consultant)
Time Period : Oct 1998 –Dec 1999
Designation : Senior Analyst Programmer
Project : Year 2000 Project
Technology : UNIX (SCO) and Mainframe

My main responsibilities include the following:
1. Interacting with the Business Managers in order to determine data requirements.
2. Analysis of business processes that impacted the Year 2000 Project and establishing time frames to plan and implement the fixing of the systems.
3. Project managed the rollout of the changes required to the branch system of programs
4. Acting as the final sign-off for the Year 2000 program changes that needed to be quality assured.
5. Mentored and lead a group of application programmers in the Year 2000 Project with a strong focus on the branch systems.
6. Detailed liaison with management and business users to review time frames and deliverables.
7. Development, testing and implementation of systems using COBOL, TSL, JCL, Perl, Unix, SQL, 4gl and other development tools.
8. Documentation of business processes, business specifications as well as technical documentation that covered areas like database design, software development and system integration/system implementation.

Strengths required to perform these functions include:
1. Good communication skills
2. Interpersonal Skills, good negotiation skills, good relationship building skills
3. Good Facilitation Skills.
4. Presentation Skills
5. JAD/RAD, business requirements analysis skills.
6. Business Process Reengineering skills.

Company Name : Old Mutual (Cape Town)
Time Period : Aug 1997 –Sep 1998
Designation : Analyst Programmer
Project : Risk Financing and Insurance Systems
Technology : Mainframe VMS

My main responsibilities include the following:
1. Interacting with the Employee Benefits and Risk Business Managers in order to determine data requirements.
2. Analysis of business processes that impacted the day to day Risk Financing Projects.
3. Managed the rollout of the changes required to the Risk Financing and Insurance systems of programs
4. Detailed liaison with management and business users to review time frames and deliverables.
5. Development, testing and implementation of systems using COBOL, TSL, JCL, Unix and SQL, along with other development tools.
6. Documentation of business processes, business specifications as well as technical documentation that covered areas like database design, software development and system integration/system implementation.
7. The full function of testing these systems (unit, functional, system, integration, stress)

Strengths required to perform these functions include:
1. Good communication skills
2. Interpersonal Skills, good negotiation skills, good relationship building skills
3. Good Facilitation Skills.
4. Presentation Skills
5. JAD/RAD, business requirements analysis skills.
6. Business Process Reengineering skills.

Company Name : Golden Arrow Bus Services (Cape Town)
Time Period : Oct 1995 –Jul 1997
Designation : Senior Programmer.
Project : Migration of MicroFocus Cobol from a Mainframe to Unix.
Technology : Mainframe VMS/UNIX (HP.AIX)

My main responsibilities include the following:
1. Interacting with the Business Unit Managers in order to determine data requirements.
2. Analysis of business processes that ensured the correct application of processes across the entire business unit.
3. I managed the operations staff who were responsible for the running of jobs in the evening along with the management of data at various sites – one of which included the disaster recovery site.
4. Liaison with management to effectively implement changes across the business units using the remote connectivity to each of the various sites.
5. Development, testing and implementation of systems using COBOL, Unix, SQL, 4gl and other development tools that was rolled out to the production system machines.
6. Communication with the various Business Managers about issues regarding the data systems and the possible impact of projects and deliverables.
7. Documentation of business processes, business specifications as well as technical documentation that covered areas like database design, software development and system integration/system implementation.

Strengths required to perform these functions include:
1. Good communication skills
2. Interpersonal Skills, good negotiation skills, good relationship building skills
3. Good Facilitation Skills.
4. Presentation Skills
5. JAD/RAD, business requirements analysis skills.
6. Business Process Reengineering skills.

Company Name : Groote Schuur Hospital
Time Period : Jan 1992 –Sep 1995
Project : Implementation and Support of Personnel and Salary Systems.
Technology : UNIX (HP)/Mainframe IBM.

My main responsibilities include the following:
1. I was party of a team that converted the payroll systems into the formats necessary for the Persal System that was being implemented by the Government.
2. Analysis of data and the mapping of this data to their correct entities in the Persal system.
3. The cleaning of large amounts of data for the correct input into the Persal System.
4. Working closely with the business process owners to ensure business continuity as the systems rollout proceeds.
5. Testing and implementation of Persal System to ensure that the systems reflect the current business processes and that the correct salary/wages are paid to the correct staff.

Company Name : Groote Schuur Hospital
Time Period : Feb 1988 –Dec 1991
Project : Payroll Administration.
Responsibilities : Payroll administration for Hospital staff.

Hobbies & Interests Languages
Swimming English – Read: Speak: Write
SCUBA Diving Afrikaans – Read: Speak: Write
Gym Arabic – Conversational
Golf French – Conversational

Industry Qualifications:
Member : Institute of Directors (South Africa)
Member : Project Management Institute of South Africa

(Work Reference)
Name : Ismail Soeker
Occupation : Head of IT Services – Woolworths Group
Company : Woolworth’s HQ, Cape Town, RSA
Contact numbers : +27 83 463 4955